Visitor Visa Insurance - Happy Couple Travelling

Visitor Medical Insurance in Canada

The Visitors Insurance is specifically designed to provide coverage for medical emergency treatments in the event of unforeseen illnesses and accidental injuries during your trip to Canada. It is particularly important for individuals who are not eligible for provincial insurance coverage upon their arrival in Canada.

Key Benefit

Immediate Access to Care

Without insurance, some clinics or hospitals may require a significant upfront deposit before providing non-life-threatening treatment.

Direct Billing: Many insurance plans have agreements with Canadian hospitals to bill the insurer directly, so you don't have to pay thousands upfront.

24/7 Assistance: Most policies include a "Travel Assistance" line to help you find the nearest clinic, arrange for a translator, or coordinate with medical staff.

Person waiting at airport

Who need to obtain Visitors or Visitor to Canada Insurance?

New immigrants during the first 90 days of their arrival: Navigate your first 90 days with ease. Our tailored insurance solutions offer peace of mind as you settle into your new Canadian life.

Participants of the International Experience Canada (IEC) or Working Holiday program: Embark on your Working Holiday adventure worry-free. Our insurance plans provide comprehensive coverage for participants of the International Experience Canada program.

Foreign workers and individuals holding work permits: Stay focused on your career journey in Canada. Our specialized insurance options ensure that foreign workers and work permit holders have the support they need, every step of the way.

If you are a new immigrant or a work permit holder planning to reside in any province of Canada, it is recommended to acquire a private health insurance plan to avoid unnecessary medical expenses during the three-month waiting period for provincial coverage.

As a tourist or visitor in Canada, obtaining Visitors to Canada insurance is advisable to safeguard your financial well-being against the costs of medical emergency treatment that may arise during your stay.

Furthermore, participants of the IEC/Working Holiday program must have a suitable health insurance policy covering emergency medical care, hospitalization services, and repatriation for the entire duration of their stay in Canada. This insurance requirement is officially mandated by the IEC program, and Canadian border officers may request proof of insurance upon your arrival.

Frequently Asked Questions

Find answers to common questions about Super Visa Insurance

Any person travelling to Canada should get a comprehensive medical emergency insurance policy unless they are eligible for provincial healthcare upon arrival.

More specifically, private Canadian insurance coverage is strongly recommended for Returning Canadians, Landed Immigrants, Work Permit Holders, tourists and other visitors to Canada.

While Canadian insurance providers offer a wide range of coverage options with their Visitors to Canada insurance starting at $10,000 and up to $1000,000, it is always best to get as much coverage you can afford.

In case of major emergency event, you medical bill could easily go up thousands of dollars for a single day of hospital confinement.

That is why, as a general rule, we recommend to consider coverage option above $50,000 especially in case you need a policy for an extended period of time.

The main advantages of dealing with a Canadian company are quicker claim processing as well as direct billing for hospitalization that are not offered by travel insurance companies overseas.

Ideally, you should buy your insurance policy prior to arrival in Canada. Not only certain insurers cover you on your way to Canada, but you also avoid an unnecessary waiting period that applies to policies purchased once you have arrived.

More importantly, by buying your insurance protection before arrival you are not risking your money in case there is a medical emergency within the first few days of landing.

Yes, most visitors medical insurance plans cover injuries from participating in recreational sport activities i.e. skiing, snowboarding, etc. as long as it is not considered professional, competitive or high-risk activity according to the insurance policy of your choice.

Please note that high-risk activities such as bungee jumping, rock climbing, etc. are not covered. For more details, please contact our insurance advisors.

You are covered by your policy anywhere around the globe with an exception of your home country if you are a temporary visitor or country of prior residence before travelling to Canada.

In order to qualify for this benefit, you must physically be in Canada a certain amount of your coverage period per policy. Please contact our Insurance Advisors to learn more.

Most Visitors to Canada insurance plans provide nation-wide coverage. No matter which province or territory in Canada you travel to, you are covered with the same policy!

Unfortunately no. Private insurance plans only cover medical emergency treatment costs if you suddenly fall sick or get injured while insured. However, if you have an emergency and require a doctor’s check up, then it is considered an eligible expense and your policy will cover it.

Still have questions?

Our insurance specialists are ready to help you find the right Visitor Insurance coverage.

Contact our expert